Credit Management

Our integrated management approach allows us to define and implement the best strategies to maximize returns on portfolios managed.

Portfolio analysis and recovery strategies:

  • Definition of custom management strategies, in line with the characteristics of the portfolio and the objectives defined from time to time with the Clients;
  • Specialized work groups for industry / ticket / counterparty / asset type;
  • One stop shop: single partner for the management of the entire recovery process (extrajudicial and judicial).

NPLs Management Services

Extrajudicial Management

  • Management of Active/UTP Clients;
  • Extrajudicial management on Defaulted Clients;
  • Management of Write-off (stock-loss) Portfolios.

Legal Management

  • Scalable management of judicial activities via a widespread network of lawyers;
  • Centralized management of legal back office activities;
  • Strategic synergies with extrajudicial management.

Due Diligence

  • Analysis, statistical and legal evaluation of credit portfolios;
  • Business Plan arrangement;
  • Acquisition price estimate;
  • Pool audit.

Secured Management

  • Management of real estate procedures;
  • Monitoring and revitalization of auctions through real estate brokers;
  • Collaterals’ estimate for potential extrajudicial solutions and/or ReoCo.

Administrative Care

  • Credit protection activities to prevent insolvency risk (document integration, direct debit);
  • Inbound Management of administrative and customer care issues.

Back Office Services

  • Monitoring/Closing of repayment plans;
  • Skip Tracing/Data enrichment;
  • Mass Mailing;
  • Complaints’ Management.